Call reports 2004
MIDWEST COMMUNITY BANK — 2004
What MIDWEST COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 132,791,000 | 135,955,000 | 162,905,000 | 163,560,000 |
| Total loans | 104,602,000 | 122,880,000 | 139,527,000 | 143,915,000 |
| Allowance for loan losses | 1,201,000 | 1,289,000 | 1,414,000 | 1,489,000 |
| Securities available for sale | 2,006,000 | 1,961,000 | 1,550,000 | 1,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,078,000 | 111,517,000 | 136,067,000 | 136,431,000 |
| Interest-bearing deposits | 92,140,000 | 94,366,000 | 121,617,000 | 119,746,000 |
| Noninterest-bearing deposits | 17,938,000 | 17,151,000 | 14,450,000 | 16,685,000 |
| Equity capital | 10,117,000 | 10,438,000 | 14,151,000 | 15,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,590,000 | 3,584,000 | 5,271,000 | 7,449,000 |
| Interest expense | 624,000 | 1,213,000 | 2,017,000 | 2,890,000 |
| Net interest income | 966,000 | 2,371,000 | 3,254,000 | 4,559,000 |
| Noninterest income | 333,000 | 448,000 | 1,092,000 | 1,485,000 |
| Noninterest expense | 905,000 | 1,834,000 | 2,854,000 | 3,883,000 |
| Provision for loan losses | 30,000 | 118,000 | 243,000 | 318,000 |
| Pretax income | 364,000 | 867,000 | 1,255,000 | 1,849,000 |
| Income tax | 0 | 0 | 0 | 16,000 |
| Net income | 364,000 | 867,000 | 1,255,000 | 1,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,083,000 | 10,418,000 | 14,138,000 | 15,368,000 |
| Total capital | 11,284,000 | 11,707,000 | 15,552,000 | 16,847,000 |
| Risk-weighted assets | 106,452,000 | 125,039,000 | 137,472,000 | 141,662,000 |