Call reports 2003
MIDWEST COMMUNITY BANK — 2003
What MIDWEST COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 117,133,000 | 121,087,000 | 120,527,000 | 128,674,000 |
| Total loans | 84,468,000 | 90,198,000 | 93,022,000 | 101,376,000 |
| Allowance for loan losses | 1,068,000 | 1,165,000 | 1,175,000 | 1,173,000 |
| Securities available for sale | 5,516,000 | 3,412,000 | 2,478,000 | 2,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,068,000 | 100,656,000 | 99,637,000 | 107,658,000 |
| Interest-bearing deposits | 82,038,000 | 83,756,000 | 82,755,000 | 92,966,000 |
| Noninterest-bearing deposits | 15,030,000 | 16,900,000 | 16,882,000 | 14,692,000 |
| Equity capital | 8,904,000 | 9,343,000 | 9,739,000 | 9,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,691,000 | 3,513,000 | 5,413,000 | 7,127,000 |
| Interest expense | 644,000 | 1,233,000 | 1,802,000 | 2,390,000 |
| Net interest income | 1,047,000 | 2,280,000 | 3,611,000 | 4,737,000 |
| Noninterest income | 130,000 | 280,000 | 462,000 | 628,000 |
| Noninterest expense | 615,000 | 1,335,000 | 2,261,000 | 3,171,000 |
| Provision for loan losses | 73,000 | 113,000 | 123,000 | 133,000 |
| Pretax income | 489,000 | 1,112,000 | 1,689,000 | 2,061,000 |
| Income tax | -5,000 | -5,000 | -5,000 | 10,000 |
| Net income | 494,000 | 1,117,000 | 1,694,000 | 2,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,834,000 | 9,289,000 | 9,698,000 | 9,886,000 |
| Total capital | 9,888,000 | 10,428,000 | 10,873,000 | 11,059,000 |
| Risk-weighted assets | 84,296,000 | 91,099,000 | 94,868,000 | 103,285,000 |