Call reports 2002
MIDWEST COMMUNITY BANK — 2002
What MIDWEST COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 99,086,000 | 103,556,000 | 112,504,000 | 117,068,000 |
| Total loans | 72,784,000 | 78,267,000 | 83,899,000 | 81,325,000 |
| Allowance for loan losses | 901,000 | 898,000 | 981,000 | 989,000 |
| Securities available for sale | 7,528,000 | 6,825,000 | 6,680,000 | 6,742,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,235,000 | 86,567,000 | 93,605,000 | 97,325,000 |
| Interest-bearing deposits | 69,763,000 | 73,389,000 | 79,836,000 | 82,390,000 |
| Noninterest-bearing deposits | 12,472,000 | 13,178,000 | 13,769,000 | 14,935,000 |
| Equity capital | 7,527,000 | 7,367,000 | 7,678,000 | 8,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,502,000 | 3,083,000 | 4,869,000 | 6,685,000 |
| Interest expense | 600,000 | 1,190,000 | 1,893,000 | 2,582,000 |
| Net interest income | 902,000 | 1,893,000 | 2,976,000 | 4,103,000 |
| Noninterest income | 114,000 | -63,000 | 86,000 | 189,000 |
| Noninterest expense | 623,000 | 1,401,000 | 2,061,000 | 2,761,000 |
| Provision for loan losses | 45,000 | 116,000 | 204,000 | 243,000 |
| Pretax income | 348,000 | 313,000 | 797,000 | 1,288,000 |
| Income tax | 117,000 | 287,000 | 287,000 | 287,000 |
| Net income | 231,000 | 26,000 | 510,000 | 1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,431,000 | 7,225,000 | 7,517,000 | 8,508,000 |
| Total capital | 8,332,000 | 8,123,000 | 8,498,000 | 9,497,000 |
| Risk-weighted assets | 72,836,000 | 78,277,000 | 82,845,000 | 82,849,000 |