Call reports 2001
MIDWEST COMMUNITY BANK — 2001
What MIDWEST COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 85,718,000 | 84,758,000 | 86,570,000 | 93,143,000 |
| Total loans | 63,372,000 | 63,733,000 | 67,208,000 | 66,725,000 |
| Allowance for loan losses | 765,000 | 769,000 | 808,000 | 856,000 |
| Securities available for sale | 11,723,000 | 10,969,000 | 8,804,000 | 7,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,586,000 | 77,466,000 | 75,962,000 | 76,475,000 |
| Interest-bearing deposits | 68,361,000 | 66,343,000 | 64,449,000 | 65,289,000 |
| Noninterest-bearing deposits | 10,225,000 | 11,123,000 | 11,513,000 | 11,186,000 |
| Equity capital | 6,734,000 | 6,796,000 | 7,086,000 | 7,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,578,000 | 3,149,000 | 4,696,000 | 6,290,000 |
| Interest expense | 798,000 | 1,546,000 | 2,246,000 | 2,886,000 |
| Net interest income | 780,000 | 1,603,000 | 2,450,000 | 3,404,000 |
| Noninterest income | 159,000 | 279,000 | 385,000 | 499,000 |
| Noninterest expense | 545,000 | 1,111,000 | 1,677,000 | 2,306,000 |
| Provision for loan losses | 70,000 | 76,000 | 117,000 | 170,000 |
| Pretax income | 324,000 | 695,000 | 1,041,000 | 1,427,000 |
| Income tax | 103,000 | 228,000 | 342,000 | 469,000 |
| Net income | 221,000 | 467,000 | 699,000 | 958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,655,000 | 6,708,000 | 6,940,000 | 7,199,000 |
| Total capital | 7,366,000 | 7,455,000 | 7,738,000 | 8,018,000 |
| Risk-weighted assets | 56,820,000 | 59,741,000 | 63,821,000 | 65,498,000 |