Call reports 2026
LAKE COUNTRY COMMUNITY BANK — 2026
What LAKE COUNTRY COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 31,038,000 | 31,521,000 |
| Total loans | 16,160,000 | 17,341,000 |
| Allowance for loan losses | 208,000 | 233,000 |
| Securities available for sale | 7,461,000 | 6,647,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 27,753,000 | 28,196,000 |
| Interest-bearing deposits | 16,924,000 | 17,442,000 |
| Noninterest-bearing deposits | 10,830,000 | 10,755,000 |
| Equity capital | 3,125,000 | 3,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 386,000 | 809,000 |
| Interest expense | 57,000 | 116,000 |
| Net interest income | 329,000 | 693,000 |
| Noninterest income | 9,000 | 19,000 |
| Noninterest expense | 309,000 | 612,000 |
| Provision for loan losses | 31,000 | 55,000 |
| Pretax income | 4,000 | 49,000 |
| Income tax | 3,000 | 14,000 |
| Net income | 1,000 | 35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 3,731,000 | 3,765,000 |
| Total capital | 3,947,000 | 3,996,000 |
| Risk-weighted assets | 17,666,000 | 18,508,000 |