Call reports 2022
LAKE COUNTRY COMMUNITY BANK — 2022
What LAKE COUNTRY COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 34,302,000 | 32,585,000 | 34,374,000 | 35,943,000 |
| Total loans | 9,177,000 | 8,653,000 | 8,378,000 | 9,121,000 |
| Allowance for loan losses | 136,000 | 136,000 | 136,000 | 137,000 |
| Securities available for sale | 16,418,000 | 14,799,000 | 14,726,000 | 14,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,038,000 | 30,908,000 | 32,829,000 | 34,277,000 |
| Interest-bearing deposits | 20,632,000 | 19,954,000 | 21,730,000 | 21,415,000 |
| Noninterest-bearing deposits | 11,406,000 | 10,954,000 | 11,099,000 | 12,862,000 |
| Equity capital | 2,237,000 | 1,655,000 | 1,520,000 | 1,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 179,000 | 357,000 | 570,000 | 831,000 |
| Interest expense | 14,000 | 26,000 | 39,000 | 52,000 |
| Net interest income | 165,000 | 331,000 | 531,000 | 779,000 |
| Noninterest income | 7,000 | 50,000 | 34,000 | 59,000 |
| Noninterest expense | 203,000 | 435,000 | 641,000 | 868,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -31,000 | -54,000 | -76,000 | -30,000 |
| Income tax | 0 | -21,000 | -21,000 | -19,000 |
| Net income | -31,000 | -33,000 | -55,000 | -11,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,773,000 | 2,659,000 | 2,637,000 | 2,762,000 |
| Total capital | 2,909,000 | 2,795,000 | 2,773,000 | 2,899,000 |
| Risk-weighted assets | 10,883,000 | 11,638,000 | 11,356,000 | 13,918,000 |