Call reports 2018
LAKE COUNTRY COMMUNITY BANK — 2018
What LAKE COUNTRY COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 25,004,000 | 24,846,000 | 25,061,000 | 27,077,000 |
| Total loans | 16,467,000 | 16,186,000 | 14,821,000 | 13,973,000 |
| Allowance for loan losses | 368,000 | 320,000 | 289,000 | 231,000 |
| Securities available for sale | 4,374,000 | 4,172,000 | 3,972,000 | 3,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,807,000 | 21,758,000 | 21,887,000 | 23,912,000 |
| Interest-bearing deposits | 15,411,000 | 15,802,000 | 15,866,000 | 16,879,000 |
| Noninterest-bearing deposits | 6,396,000 | 5,956,000 | 6,021,000 | 7,033,000 |
| Equity capital | 2,423,000 | 2,442,000 | 2,495,000 | 2,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 267,000 | 514,000 | 769,000 | 996,000 |
| Interest expense | 22,000 | 45,000 | 75,000 | 107,000 |
| Net interest income | 245,000 | 469,000 | 694,000 | 889,000 |
| Noninterest income | 10,000 | 23,000 | 33,000 | 48,000 |
| Noninterest expense | 195,000 | 396,000 | 582,000 | 786,000 |
| Provision for loan losses | 1,000 | 1,000 | -39,000 | -100,000 |
| Pretax income | 59,000 | 95,000 | 184,000 | 243,000 |
| Income tax | 12,000 | 22,000 | 44,000 | 69,000 |
| Net income | 47,000 | 73,000 | 140,000 | 174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,188,000 | 2,213,000 | 2,335,000 | 2,346,000 |
| Total capital | 2,409,000 | 2,401,000 | 2,494,000 | 2,507,000 |
| Risk-weighted assets | 17,337,000 | 14,648,000 | 12,464,000 | 12,652,000 |