Call reports 2017
LAKE COUNTRY COMMUNITY BANK — 2017
What LAKE COUNTRY COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 27,852,000 | 27,821,000 | 27,369,000 | 26,053,000 |
| Total loans | 16,942,000 | 17,151,000 | 16,799,000 | 17,003,000 |
| Allowance for loan losses | 260,000 | 296,000 | 359,000 | 361,000 |
| Securities available for sale | 4,633,000 | 5,137,000 | 4,905,000 | 4,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,691,000 | 24,638,000 | 24,180,000 | 22,431,000 |
| Interest-bearing deposits | 17,535,000 | 17,911,000 | 17,511,000 | 15,711,000 |
| Noninterest-bearing deposits | 7,156,000 | 6,728,000 | 6,669,000 | 6,720,000 |
| Equity capital | 2,511,000 | 2,519,000 | 2,530,000 | 2,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 246,000 | 506,000 | 798,000 | 1,055,000 |
| Interest expense | 17,000 | 35,000 | 57,000 | 79,000 |
| Net interest income | 229,000 | 471,000 | 741,000 | 976,000 |
| Noninterest income | 9,000 | 21,000 | 36,000 | 46,000 |
| Noninterest expense | 175,000 | 404,000 | 608,000 | 823,000 |
| Provision for loan losses | 0 | 32,000 | 92,000 | 94,000 |
| Pretax income | 63,000 | 54,000 | 76,000 | 103,000 |
| Income tax | 16,000 | 9,000 | 15,000 | 125,000 |
| Net income | 47,000 | 45,000 | 61,000 | -22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,251,000 | 2,259,000 | 2,269,000 | 2,245,000 |
| Total capital | 2,506,000 | 2,483,000 | 2,482,000 | 2,455,000 |
| Risk-weighted assets | 20,312,000 | 17,680,000 | 16,743,000 | 16,429,000 |