Call reports 2001
LAKE COUNTRY COMMUNITY BANK — 2001
What LAKE COUNTRY COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 16,562,000 | 16,956,000 | 17,690,000 | 17,741,000 |
| Total loans | 13,861,000 | 14,308,000 | 14,367,000 | 14,363,000 |
| Allowance for loan losses | 204,000 | 214,000 | 193,000 | 167,000 |
| Securities available for sale | 1,202,000 | 1,358,000 | 1,358,000 | 1,346,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,254,000 | 12,403,000 | 13,051,000 | 12,982,000 |
| Interest-bearing deposits | 11,118,000 | 11,327,000 | 11,532,000 | 11,552,000 |
| Noninterest-bearing deposits | 1,136,000 | 1,076,000 | 1,519,000 | 1,430,000 |
| Equity capital | 1,333,000 | 1,371,000 | 1,411,000 | 1,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 358,000 | 707,000 | 1,072,000 | 1,434,000 |
| Interest expense | 176,000 | 349,000 | 516,000 | 672,000 |
| Net interest income | 182,000 | 358,000 | 556,000 | 762,000 |
| Noninterest income | 31,000 | 62,000 | 90,000 | 122,000 |
| Noninterest expense | 146,000 | 296,000 | 451,000 | 632,000 |
| Provision for loan losses | 12,000 | 30,000 | 42,000 | 49,000 |
| Pretax income | 55,000 | 100,000 | 159,000 | 209,000 |
| Income tax | 17,000 | 32,000 | 54,000 | 67,000 |
| Net income | 38,000 | 68,000 | 105,000 | 142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,244,000 | 1,298,000 | 1,389,000 | 1,427,000 |
| Total capital | 1,391,000 | 1,449,000 | 1,543,000 | 1,579,000 |
| Risk-weighted assets | 11,681,000 | 12,030,000 | 12,314,000 | 12,298,000 |