Call reports 2002
ALABAMA TRUST BANK, NATIONAL ASSOCIATION — 2002
What ALABAMA TRUST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 33,068,000 | 36,067,000 | 39,577,000 | 41,152,000 |
| Total loans | 19,538,000 | 21,827,000 | 23,462,000 | 24,687,000 |
| Allowance for loan losses | 235,000 | 273,000 | 321,000 | 371,000 |
| Securities available for sale | 11,103,000 | 10,960,000 | 14,050,000 | 12,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,371,000 | 31,062,000 | 34,526,000 | 36,623,000 |
| Interest-bearing deposits | 25,596,000 | 27,362,000 | 30,734,000 | 32,205,000 |
| Noninterest-bearing deposits | 2,775,000 | 3,700,000 | 3,792,000 | 4,418,000 |
| Equity capital | 3,856,000 | 4,048,000 | 4,219,000 | 4,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 531,000 | 1,124,000 | 1,740,000 | 2,401,000 |
| Interest expense | 208,000 | 423,000 | 637,000 | 837,000 |
| Net interest income | 323,000 | 701,000 | 1,103,000 | 1,564,000 |
| Noninterest income | 66,000 | 156,000 | 253,000 | 375,000 |
| Noninterest expense | 305,000 | 632,000 | 961,000 | 1,322,000 |
| Provision for loan losses | 26,000 | 68,000 | 123,000 | 199,000 |
| Pretax income | 70,000 | 167,000 | 284,000 | 436,000 |
| Income tax | 0 | 0 | 0 | -44,000 |
| Net income | 70,000 | 167,000 | 284,000 | 480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,863,000 | 3,960,000 | 4,077,000 | 4,273,000 |
| Total capital | 4,098,000 | 4,233,000 | 4,386,000 | 4,591,000 |
| Risk-weighted assets | 20,526,000 | 22,152,000 | 24,692,000 | 25,418,000 |