Call reports 2021
HENRY COUNTY BANK, THE — 2021
What HENRY COUNTY BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 333,031,000 | 333,329,000 | 329,006,000 | 328,599,000 |
| Total loans | 159,807,000 | 156,277,000 | 164,670,000 | 165,451,000 |
| Allowance for loan losses | 1,790,000 | 1,835,000 | 1,844,000 | 1,887,000 |
| Securities available for sale | 140,947,000 | 151,166,000 | 142,846,000 | 136,169,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,674,000 | 280,466,000 | 275,989,000 | 272,790,000 |
| Interest-bearing deposits | 194,973,000 | 191,456,000 | 192,407,000 | 190,832,000 |
| Noninterest-bearing deposits | 84,701,000 | 89,010,000 | 83,582,000 | 81,958,000 |
| Equity capital | 32,055,000 | 32,030,000 | 32,719,000 | 31,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,353,000 | 4,687,000 | 7,091,000 | 9,593,000 |
| Interest expense | 281,000 | 537,000 | 761,000 | 992,000 |
| Net interest income | 2,072,000 | 4,150,000 | 6,330,000 | 8,601,000 |
| Noninterest income | 303,000 | 566,000 | 816,000 | 1,148,000 |
| Noninterest expense | 1,830,000 | 3,666,000 | 5,618,000 | 7,700,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 545,000 | 1,050,000 | 1,529,000 | 2,050,000 |
| Income tax | 79,000 | 151,000 | 217,000 | 278,000 |
| Net income | 466,000 | 899,000 | 1,312,000 | 1,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,740,000 | 30,658,000 | 31,144,000 | 31,106,000 |