Call reports 2020
HENRY COUNTY BANK, THE — 2020
What HENRY COUNTY BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 296,878,000 | 310,682,000 | 316,224,000 | 315,234,000 |
| Total loans | 138,200,000 | 146,672,000 | 153,854,000 | 154,569,000 |
| Allowance for loan losses | 1,601,000 | 1,613,000 | 1,604,000 | 1,795,000 |
| Securities available for sale | 127,614,000 | 138,591,000 | 135,632,000 | 135,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,831,000 | 256,318,000 | 258,767,000 | 258,109,000 |
| Interest-bearing deposits | 182,823,000 | 185,046,000 | 189,161,000 | 184,171,000 |
| Noninterest-bearing deposits | 57,008,000 | 71,272,000 | 69,606,000 | 73,938,000 |
| Equity capital | 28,900,000 | 31,602,000 | 32,338,000 | 32,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,713,000 | 5,284,000 | 7,833,000 | 10,318,000 |
| Interest expense | 557,000 | 962,000 | 1,302,000 | 1,632,000 |
| Net interest income | 2,156,000 | 4,322,000 | 6,531,000 | 8,686,000 |
| Noninterest income | 184,000 | 452,000 | 819,000 | 1,491,000 |
| Noninterest expense | 1,969,000 | 3,685,000 | 5,574,000 | 7,615,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 400,000 |
| Pretax income | 270,000 | 989,000 | 1,676,000 | 2,280,000 |
| Income tax | 15,000 | 111,000 | 226,000 | 311,000 |
| Net income | 255,000 | 878,000 | 1,450,000 | 1,969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,354,000 | 29,293,000 | 29,909,000 | 30,274,000 |