Call reports 2019
HENRY COUNTY BANK, THE — 2019
What HENRY COUNTY BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 287,205,000 | 284,274,000 | 292,093,000 | 286,240,000 |
| Total loans | 124,942,000 | 127,673,000 | 129,483,000 | 131,741,000 |
| Allowance for loan losses | 1,326,000 | 1,339,000 | 1,367,000 | 1,400,000 |
| Securities available for sale | 133,148,000 | 128,053,000 | 133,321,000 | 130,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,776,000 | 231,491,000 | 235,502,000 | 227,448,000 |
| Interest-bearing deposits | 175,925,000 | 182,080,000 | 186,842,000 | 177,220,000 |
| Noninterest-bearing deposits | 61,851,000 | 49,411,000 | 48,660,000 | 50,228,000 |
| Equity capital | 27,380,000 | 28,814,000 | 29,487,000 | 29,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,651,000 | 5,280,000 | 8,018,000 | 10,707,000 |
| Interest expense | 643,000 | 1,325,000 | 1,998,000 | 2,649,000 |
| Net interest income | 2,008,000 | 3,955,000 | 6,020,000 | 8,058,000 |
| Noninterest income | 180,000 | 375,000 | 566,000 | 803,000 |
| Noninterest expense | 1,777,000 | 3,656,000 | 5,500,000 | 7,415,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 411,000 | 710,000 | 1,126,000 | 1,393,000 |
| Income tax | 41,000 | 59,000 | 103,000 | 91,000 |
| Net income | 370,000 | 651,000 | 1,023,000 | 1,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,312,000 | 27,662,000 | 28,114,000 | 28,356,000 |
| Total capital | 28,638,000 | 29,001,000 | 29,481,000 | 29,756,000 |
| Risk-weighted assets | 147,454,000 | 147,750,000 | 139,017,000 | 147,856,000 |