Call reports 2018
HENRY COUNTY BANK, THE — 2018
What HENRY COUNTY BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 282,002,000 | 285,366,000 | 282,485,000 | 277,688,000 |
| Total loans | 122,710,000 | 128,996,000 | 129,164,000 | 125,567,000 |
| Allowance for loan losses | 1,475,000 | 1,456,000 | 1,439,000 | 1,369,000 |
| Securities available for sale | 133,140,000 | 130,874,000 | 129,895,000 | 126,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,801,000 | 236,329,000 | 233,836,000 | 229,502,000 |
| Interest-bearing deposits | 181,457,000 | 182,677,000 | 181,590,000 | 177,627,000 |
| Noninterest-bearing deposits | 52,344,000 | 53,652,000 | 52,246,000 | 51,875,000 |
| Equity capital | 24,917,000 | 24,854,000 | 24,573,000 | 25,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,394,000 | 4,927,000 | 7,505,000 | 10,150,000 |
| Interest expense | 435,000 | 960,000 | 1,544,000 | 2,195,000 |
| Net interest income | 1,959,000 | 3,967,000 | 5,961,000 | 7,955,000 |
| Noninterest income | 176,000 | 364,000 | 549,000 | 782,000 |
| Noninterest expense | 1,747,000 | 3,474,000 | 5,263,000 | 7,180,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 388,000 | 857,000 | 1,247,000 | 1,557,000 |
| Income tax | 37,000 | 78,000 | 110,000 | 104,000 |
| Net income | 351,000 | 779,000 | 1,137,000 | 1,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,020,000 | 26,080,000 | 26,269,000 | 27,295,000 |
| Total capital | 27,495,000 | 27,536,000 | 27,708,000 | 28,664,000 |
| Risk-weighted assets | 146,394,000 | 135,192,000 | 152,436,000 | 147,313,000 |