Call reports 2017
HENRY COUNTY BANK, THE — 2017
What HENRY COUNTY BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 285,209,000 | 288,431,000 | 288,513,000 | 281,250,000 |
| Total loans | 120,467,000 | 127,265,000 | 122,500,000 | 123,001,000 |
| Allowance for loan losses | 1,661,000 | 1,558,000 | 1,638,000 | 1,521,000 |
| Securities available for sale | 141,030,000 | 135,700,000 | 132,668,000 | 129,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,507,000 | 234,859,000 | 237,353,000 | 231,119,000 |
| Interest-bearing deposits | 185,335,000 | 176,493,000 | 178,996,000 | 174,977,000 |
| Noninterest-bearing deposits | 50,172,000 | 58,366,000 | 58,357,000 | 56,142,000 |
| Equity capital | 26,425,000 | 27,667,000 | 27,926,000 | 26,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,296,000 | 4,674,000 | 7,129,000 | 9,612,000 |
| Interest expense | 345,000 | 717,000 | 1,115,000 | 1,551,000 |
| Net interest income | 1,951,000 | 3,957,000 | 6,014,000 | 8,061,000 |
| Noninterest income | 141,000 | 317,000 | 524,000 | 768,000 |
| Noninterest expense | 1,641,000 | 3,292,000 | 4,975,000 | 6,981,000 |
| Provision for loan losses | 0 | 0 | 80,000 | 80,000 |
| Pretax income | 451,000 | 982,000 | 1,651,000 | 1,936,000 |
| Income tax | 64,000 | 151,000 | 292,000 | 934,000 |
| Net income | 387,000 | 831,000 | 1,359,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,429,000 | 27,550,000 | 28,078,000 | 25,991,000 |
| Total capital | 29,090,000 | 29,108,000 | 29,716,000 | 27,512,000 |
| Risk-weighted assets | 148,401,000 | 152,002,000 | 145,627,000 | 144,127,000 |