Call reports 2016
HENRY COUNTY BANK, THE — 2016
What HENRY COUNTY BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 281,613,000 | 287,664,000 | 282,593,000 | 280,788,000 |
| Total loans | 117,069,000 | 117,587,000 | 114,294,000 | 113,282,000 |
| Allowance for loan losses | 1,882,000 | 1,768,000 | 1,662,000 | 1,679,000 |
| Securities available for sale | 138,410,000 | 143,469,000 | 140,159,000 | 140,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,710,000 | 231,941,000 | 227,979,000 | 224,295,000 |
| Interest-bearing deposits | 183,688,000 | 184,448,000 | 181,341,000 | 175,661,000 |
| Noninterest-bearing deposits | 47,022,000 | 47,493,000 | 46,638,000 | 48,634,000 |
| Equity capital | 27,837,000 | 28,546,000 | 28,713,000 | 25,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,341,000 | 4,751,000 | 7,037,000 | 9,312,000 |
| Interest expense | 320,000 | 651,000 | 989,000 | 1,347,000 |
| Net interest income | 2,021,000 | 4,100,000 | 6,048,000 | 7,965,000 |
| Noninterest income | 172,000 | 357,000 | 548,000 | 748,000 |
| Noninterest expense | 1,763,000 | 3,476,000 | 5,159,000 | 7,247,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 450,000 |
| Pretax income | 466,000 | 1,209,000 | 1,562,000 | 1,447,000 |
| Income tax | 57,000 | 210,000 | 234,000 | 33,000 |
| Net income | 409,000 | 999,000 | 1,328,000 | 1,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,703,000 | 26,971,000 | 27,300,000 | 27,042,000 |
| Total capital | 28,505,000 | 28,739,000 | 28,962,000 | 28,721,000 |
| Risk-weighted assets | 144,097,000 | 146,816,000 | 140,842,000 | 143,582,000 |