Call reports 2015
HENRY COUNTY BANK, THE — 2015
What HENRY COUNTY BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 271,879,000 | 281,319,000 | 269,886,000 | 276,560,000 |
| Total loans | 117,587,000 | 117,687,000 | 117,446,000 | 116,404,000 |
| Allowance for loan losses | 1,989,000 | 1,931,000 | 1,906,000 | 2,040,000 |
| Securities available for sale | 131,839,000 | 134,226,000 | 134,521,000 | 132,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,976,000 | 225,906,000 | 215,506,000 | 226,007,000 |
| Interest-bearing deposits | 178,555,000 | 175,709,000 | 173,109,000 | 177,665,000 |
| Noninterest-bearing deposits | 42,421,000 | 50,197,000 | 42,397,000 | 48,342,000 |
| Equity capital | 27,627,000 | 27,133,000 | 27,600,000 | 27,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,363,000 | 4,765,000 | 7,167,000 | 9,546,000 |
| Interest expense | 299,000 | 613,000 | 921,000 | 1,246,000 |
| Net interest income | 2,064,000 | 4,152,000 | 6,246,000 | 8,300,000 |
| Noninterest income | 193,000 | 401,000 | 512,000 | 759,000 |
| Noninterest expense | 1,612,000 | 3,218,000 | 4,968,000 | 6,927,000 |
| Provision for loan losses | 0 | 0 | 250,000 | 1,020,000 |
| Pretax income | 656,000 | 1,413,000 | 1,908,000 | 1,488,000 |
| Income tax | 131,000 | 254,000 | 294,000 | -8,000 |
| Net income | 525,000 | 1,159,000 | 1,614,000 | 1,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,000,000 | 26,301,000 | 26,755,000 | 26,295,000 |
| Total capital | 27,876,000 | 28,094,000 | 28,500,000 | 28,015,000 |
| Risk-weighted assets | 149,996,000 | 143,296,000 | 139,401,000 | 137,289,000 |