Call reports 2014
HENRY COUNTY BANK, THE — 2014
What HENRY COUNTY BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 272,514,000 | 272,702,000 | 262,248,000 | 264,182,000 |
| Total loans | 117,250,000 | 118,089,000 | 118,960,000 | 115,146,000 |
| Allowance for loan losses | 2,223,000 | 2,635,000 | 2,533,000 | 1,984,000 |
| Securities available for sale | 121,328,000 | 130,762,000 | 121,742,000 | 126,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,466,000 | 223,353,000 | 211,987,000 | 214,065,000 |
| Interest-bearing deposits | 192,803,000 | 189,044,000 | 178,101,000 | 179,627,000 |
| Noninterest-bearing deposits | 32,663,000 | 34,309,000 | 33,886,000 | 34,438,000 |
| Equity capital | 25,406,000 | 26,767,000 | 27,349,000 | 26,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,380,000 | 4,855,000 | 7,299,000 | 9,736,000 |
| Interest expense | 345,000 | 659,000 | 995,000 | 1,304,000 |
| Net interest income | 2,035,000 | 4,196,000 | 6,304,000 | 8,432,000 |
| Noninterest income | 67,000 | 322,000 | 523,000 | 727,000 |
| Noninterest expense | 1,595,000 | 3,104,000 | 4,634,000 | 6,502,000 |
| Provision for loan losses | 200,000 | 800,000 | 1,300,000 | 3,750,000 |
| Pretax income | 307,000 | 614,000 | 1,259,000 | -711,000 |
| Income tax | -29,000 | -23,000 | 78,000 | -790,000 |
| Net income | 336,000 | 637,000 | 1,181,000 | 79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,367,000 | 26,335,000 | 26,881,000 | 25,443,000 |
| Total capital | 28,150,000 | 28,172,000 | 28,696,000 | 27,245,000 |
| Risk-weighted assets | 142,199,000 | 146,147,000 | 144,486,000 | 144,006,000 |