Call reports 2013
HENRY COUNTY BANK, THE — 2013
What HENRY COUNTY BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 251,826,000 | 251,451,000 | 254,615,000 | 255,615,000 |
| Total loans | 123,844,000 | 119,440,000 | 119,473,000 | 118,934,000 |
| Allowance for loan losses | 1,614,000 | 1,577,000 | 1,937,000 | 2,297,000 |
| Securities available for sale | 107,727,000 | 111,853,000 | 114,760,000 | 112,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,368,000 | 201,838,000 | 206,239,000 | 209,836,000 |
| Interest-bearing deposits | 182,105,000 | 179,572,000 | 182,518,000 | 181,719,000 |
| Noninterest-bearing deposits | 22,263,000 | 22,266,000 | 23,721,000 | 28,117,000 |
| Equity capital | 27,409,000 | 25,609,000 | 24,616,000 | 23,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,373,000 | 4,784,000 | 7,203,000 | 9,668,000 |
| Interest expense | 406,000 | 795,000 | 1,170,000 | 1,546,000 |
| Net interest income | 1,967,000 | 3,989,000 | 6,033,000 | 8,122,000 |
| Noninterest income | 187,000 | 359,000 | 596,000 | 820,000 |
| Noninterest expense | 1,671,000 | 3,221,000 | 4,890,000 | 6,710,000 |
| Provision for loan losses | 0 | 0 | 350,000 | 850,000 |
| Pretax income | 484,000 | 1,131,000 | 1,393,000 | 1,474,000 |
| Income tax | 60,000 | 187,000 | 171,000 | 17,000 |
| Net income | 424,000 | 944,000 | 1,222,000 | 1,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,672,000 | 25,865,000 | 26,145,000 | 26,029,000 |
| Total capital | 27,286,000 | 27,442,000 | 27,964,000 | 27,849,000 |
| Risk-weighted assets | 143,458,000 | 142,114,000 | 145,424,000 | 145,092,000 |