Call reports 2012
HENRY COUNTY BANK, THE — 2012
What HENRY COUNTY BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 252,823,000 | 246,976,000 | 248,010,000 | 246,389,000 |
| Total loans | 128,950,000 | 126,073,000 | 125,983,000 | 125,047,000 |
| Allowance for loan losses | 1,496,000 | 1,664,000 | 1,653,000 | 1,870,000 |
| Securities available for sale | 96,782,000 | 100,409,000 | 102,480,000 | 102,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,065,000 | 193,653,000 | 196,332,000 | 197,824,000 |
| Interest-bearing deposits | 174,773,000 | 173,135,000 | 172,995,000 | 170,278,000 |
| Noninterest-bearing deposits | 24,292,000 | 20,518,000 | 23,337,000 | 27,546,000 |
| Equity capital | 26,511,000 | 26,869,000 | 27,832,000 | 27,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,594,000 | 5,180,000 | 7,681,000 | 10,165,000 |
| Interest expense | 472,000 | 932,000 | 1,382,000 | 1,827,000 |
| Net interest income | 2,122,000 | 4,248,000 | 6,299,000 | 8,338,000 |
| Noninterest income | 239,000 | 490,000 | 758,000 | 1,057,000 |
| Noninterest expense | 1,634,000 | 3,252,000 | 4,922,000 | 6,823,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 450,000 |
| Pretax income | 1,031,000 | 1,598,000 | 2,252,000 | 2,510,000 |
| Income tax | 261,000 | 362,000 | 489,000 | 420,000 |
| Net income | 770,000 | 1,236,000 | 1,763,000 | 2,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,553,000 | 24,713,000 | 25,243,000 | 25,246,000 |
| Total capital | 26,049,000 | 26,377,000 | 26,896,000 | 27,026,000 |
| Risk-weighted assets | 145,227,000 | 144,772,000 | 143,785,000 | 142,321,000 |