Call reports 2011
HENRY COUNTY BANK, THE — 2011
What HENRY COUNTY BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 235,309,000 | 235,360,000 | 242,890,000 | 241,272,000 |
| Total loans | 129,205,000 | 128,037,000 | 126,996,000 | 130,415,000 |
| Allowance for loan losses | 1,970,000 | 1,927,000 | 1,900,000 | 1,495,000 |
| Securities available for sale | 85,578,000 | 90,411,000 | 96,620,000 | 92,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,927,000 | 182,632,000 | 184,833,000 | 186,777,000 |
| Interest-bearing deposits | 165,001,000 | 165,221,000 | 167,521,000 | 164,754,000 |
| Noninterest-bearing deposits | 17,926,000 | 17,411,000 | 17,312,000 | 22,023,000 |
| Equity capital | 24,241,000 | 24,955,000 | 26,064,000 | 26,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,641,000 | 5,332,000 | 8,031,000 | 10,720,000 |
| Interest expense | 618,000 | 1,235,000 | 1,838,000 | 2,402,000 |
| Net interest income | 2,023,000 | 4,097,000 | 6,193,000 | 8,318,000 |
| Noninterest income | 204,000 | 421,000 | 655,000 | 968,000 |
| Noninterest expense | 1,561,000 | 3,175,000 | 4,662,000 | 6,504,000 |
| Provision for loan losses | 0 | 0 | 130,000 | 200,000 |
| Pretax income | 666,000 | 1,364,000 | 2,131,000 | 2,684,000 |
| Income tax | 146,000 | 299,000 | 459,000 | 501,000 |
| Net income | 520,000 | 1,065,000 | 1,672,000 | 2,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,732,000 | 22,988,000 | 23,597,000 | 23,781,000 |
| Total capital | 24,528,000 | 24,660,000 | 25,399,000 | 25,276,000 |
| Risk-weighted assets | 143,523,000 | 144,448,000 | 144,025,000 | 146,151,000 |