Call reports 2010
HENRY COUNTY BANK, THE — 2010
What HENRY COUNTY BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 235,891,000 | 228,803,000 | 231,249,000 | 228,591,000 |
| Total loans | 129,706,000 | 131,118,000 | 131,308,000 | 129,168,000 |
| Allowance for loan losses | 1,784,000 | 1,773,000 | 1,782,000 | 1,985,000 |
| Securities available for sale | 82,289,000 | 79,202,000 | 80,045,000 | 80,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,453,000 | 177,248,000 | 178,589,000 | 176,942,000 |
| Interest-bearing deposits | 162,525,000 | 160,883,000 | 159,461,000 | 157,337,000 |
| Noninterest-bearing deposits | 16,928,000 | 16,365,000 | 19,128,000 | 19,605,000 |
| Equity capital | 22,981,000 | 23,171,000 | 24,103,000 | 23,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,799,000 | 5,624,000 | 8,387,000 | 11,142,000 |
| Interest expense | 713,000 | 1,428,000 | 2,131,000 | 2,791,000 |
| Net interest income | 2,086,000 | 4,196,000 | 6,256,000 | 8,351,000 |
| Noninterest income | 202,000 | 384,000 | 632,000 | 981,000 |
| Noninterest expense | 1,542,000 | 3,042,000 | 4,498,000 | 6,171,000 |
| Provision for loan losses | 25,000 | 450,000 | 450,000 | 651,000 |
| Pretax income | 722,000 | 1,353,000 | 2,216,000 | 2,786,000 |
| Income tax | 177,000 | 323,000 | 540,000 | 619,000 |
| Net income | 545,000 | 1,030,000 | 1,676,000 | 2,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,178,000 | 21,391,000 | 22,038,000 | 22,211,000 |
| Total capital | 22,962,000 | 23,164,000 | 23,820,000 | 23,985,000 |
| Risk-weighted assets | 142,979,000 | 144,170,000 | 142,894,000 | 141,726,000 |