Call reports 2009
HENRY COUNTY BANK, THE — 2009
What HENRY COUNTY BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 216,707,000 | 216,192,000 | 225,065,000 | 228,117,000 |
| Total loans | 121,977,000 | 125,617,000 | 127,655,000 | 126,718,000 |
| Allowance for loan losses | 1,708,000 | 1,637,000 | 1,650,000 | 1,750,000 |
| Securities available for sale | 78,277,000 | 74,534,000 | 80,600,000 | 80,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,099,000 | 166,682,000 | 171,271,000 | 171,734,000 |
| Interest-bearing deposits | 154,449,000 | 152,770,000 | 156,593,000 | 154,264,000 |
| Noninterest-bearing deposits | 14,650,000 | 13,912,000 | 14,678,000 | 17,470,000 |
| Equity capital | 21,309,000 | 21,034,000 | 22,450,000 | 22,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,837,000 | 5,684,000 | 8,599,000 | 11,465,000 |
| Interest expense | 931,000 | 1,785,000 | 2,592,000 | 3,351,000 |
| Net interest income | 1,906,000 | 3,899,000 | 6,007,000 | 8,114,000 |
| Noninterest income | 267,000 | 538,000 | 733,000 | 993,000 |
| Noninterest expense | 1,418,000 | 2,891,000 | 4,443,000 | 6,272,000 |
| Provision for loan losses | 100,000 | 400,000 | 504,000 | 706,000 |
| Pretax income | 671,000 | 1,221,000 | 1,868,000 | 2,231,000 |
| Income tax | 162,000 | 282,000 | 434,000 | 480,000 |
| Net income | 509,000 | 939,000 | 1,434,000 | 1,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,944,000 | 20,110,000 | 20,607,000 | 20,630,000 |
| Total capital | 21,622,000 | 21,747,000 | 22,257,000 | 22,374,000 |
| Risk-weighted assets | 134,220,000 | 136,419,000 | 139,790,000 | 139,492,000 |