Call reports 2007
HENRY COUNTY BANK, THE — 2007
What HENRY COUNTY BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 199,019,000 | 201,464,000 | 205,734,000 | 209,874,000 |
| Total loans | 112,337,000 | 112,983,000 | 118,815,000 | 118,779,000 |
| Allowance for loan losses | 1,296,000 | 1,279,000 | 1,281,000 | 1,355,000 |
| Securities available for sale | 68,703,000 | 70,521,000 | 70,058,000 | 73,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,859,000 | 154,115,000 | 156,442,000 | 159,448,000 |
| Interest-bearing deposits | 139,647,000 | 139,901,000 | 142,321,000 | 142,917,000 |
| Noninterest-bearing deposits | 14,212,000 | 14,214,000 | 14,121,000 | 16,531,000 |
| Equity capital | 18,236,000 | 17,469,000 | 18,514,000 | 19,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,013,000 | 6,162,000 | 9,441,000 | 12,758,000 |
| Interest expense | 1,545,000 | 3,162,000 | 4,855,000 | 6,505,000 |
| Net interest income | 1,468,000 | 3,000,000 | 4,586,000 | 6,253,000 |
| Noninterest income | 164,000 | 300,000 | 474,000 | 719,000 |
| Noninterest expense | 1,353,000 | 2,664,000 | 4,039,000 | 5,519,000 |
| Provision for loan losses | 0 | 0 | 0 | 29,000 |
| Pretax income | 115,000 | 472,000 | 857,000 | 1,268,000 |
| Income tax | 0 | 52,000 | 129,000 | 216,000 |
| Net income | 115,000 | 420,000 | 728,000 | 1,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,415,000 | 18,457,000 | 18,765,000 | 18,800,000 |
| Total capital | 19,711,000 | 19,736,000 | 20,046,000 | 20,155,000 |
| Risk-weighted assets | 125,393,000 | 126,346,000 | 131,029,000 | 129,981,000 |