Call reports 2006
HENRY COUNTY BANK, THE — 2006
What HENRY COUNTY BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 199,723,000 | 195,402,000 | 199,432,000 | 195,964,000 |
| Total loans | 120,070,000 | 120,213,000 | 117,786,000 | 112,471,000 |
| Allowance for loan losses | 1,376,000 | 1,368,000 | 1,349,000 | 1,350,000 |
| Securities available for sale | 63,577,000 | 58,218,000 | 64,570,000 | 65,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,304,000 | 141,306,000 | 148,031,000 | 150,473,000 |
| Interest-bearing deposits | 136,658,000 | 127,390,000 | 133,085,000 | 135,868,000 |
| Noninterest-bearing deposits | 14,646,000 | 13,916,000 | 14,946,000 | 14,605,000 |
| Equity capital | 17,518,000 | 16,950,000 | 17,688,000 | 17,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,806,000 | 5,725,000 | 8,744,000 | 11,791,000 |
| Interest expense | 1,334,000 | 2,784,000 | 4,363,000 | 5,954,000 |
| Net interest income | 1,472,000 | 2,941,000 | 4,381,000 | 5,837,000 |
| Noninterest income | 171,000 | 319,000 | 486,000 | 737,000 |
| Noninterest expense | 1,328,000 | 2,653,000 | 4,022,000 | 5,488,000 |
| Provision for loan losses | 0 | 0 | 0 | 19,000 |
| Pretax income | 317,000 | 633,000 | 815,000 | 1,039,000 |
| Income tax | 51,000 | 105,000 | 111,000 | 103,000 |
| Net income | 266,000 | 528,000 | 704,000 | 936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,190,000 | 18,181,000 | 18,359,000 | 18,297,000 |
| Total capital | 19,566,000 | 19,549,000 | 19,708,000 | 19,647,000 |
| Risk-weighted assets | 127,993,000 | 128,305,000 | 128,337,000 | 124,203,000 |