Call reports 2002
HENRY COUNTY BANK, THE — 2002
What HENRY COUNTY BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 162,223,000 | 164,744,000 | 168,541,000 | 170,903,000 |
| Total loans | 101,601,000 | 102,345,000 | 102,428,000 | 105,511,000 |
| Allowance for loan losses | 1,300,000 | 1,150,000 | 1,103,000 | 1,350,000 |
| Securities available for sale | 51,021,000 | 52,590,000 | 55,999,000 | 55,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,143,000 | 125,831,000 | 132,230,000 | 132,847,000 |
| Interest-bearing deposits | 111,665,000 | 112,897,000 | 118,683,000 | 117,946,000 |
| Noninterest-bearing deposits | 12,478,000 | 12,934,000 | 13,547,000 | 14,901,000 |
| Equity capital | 15,738,000 | 16,620,000 | 17,640,000 | 17,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,640,000 | 5,256,000 | 7,880,000 | 10,415,000 |
| Interest expense | 980,000 | 1,936,000 | 2,857,000 | 3,715,000 |
| Net interest income | 1,660,000 | 3,320,000 | 5,023,000 | 6,700,000 |
| Noninterest income | 160,000 | 327,000 | 516,000 | 903,000 |
| Noninterest expense | 1,045,000 | 2,120,000 | 3,249,000 | 4,455,000 |
| Provision for loan losses | 122,000 | 308,000 | 588,000 | 899,000 |
| Pretax income | 681,000 | 1,251,000 | 1,920,000 | 2,480,000 |
| Income tax | 171,000 | 306,000 | 472,000 | 573,000 |
| Net income | 510,000 | 945,000 | 1,448,000 | 1,907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,628,000 | 15,839,000 | 16,345,000 | 16,451,000 |
| Total capital | 16,909,000 | 16,989,000 | 17,448,000 | 17,788,000 |
| Risk-weighted assets | 102,485,000 | 103,550,000 | 103,866,000 | 106,967,000 |