Call reports 2001
HENRY COUNTY BANK, THE — 2001
What HENRY COUNTY BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 152,126,000 | 156,767,000 | 160,221,000 | 162,640,000 |
| Total loans | 87,877,000 | 92,280,000 | 96,059,000 | 99,292,000 |
| Allowance for loan losses | 1,077,000 | 1,000,000 | 1,050,000 | 1,200,000 |
| Securities available for sale | 49,957,000 | 52,721,000 | 55,097,000 | 53,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,635,000 | 121,292,000 | 119,162,000 | 121,157,000 |
| Interest-bearing deposits | 106,206,000 | 108,701,000 | 107,842,000 | 107,862,000 |
| Noninterest-bearing deposits | 10,429,000 | 12,591,000 | 11,320,000 | 13,295,000 |
| Equity capital | 14,880,000 | 14,984,000 | 15,870,000 | 15,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,910,000 | 5,862,000 | 8,747,000 | 11,557,000 |
| Interest expense | 1,540,000 | 2,980,000 | 4,314,000 | 5,462,000 |
| Net interest income | 1,370,000 | 2,882,000 | 4,433,000 | 6,095,000 |
| Noninterest income | 179,000 | 316,000 | 501,000 | 817,000 |
| Noninterest expense | 1,006,000 | 2,044,000 | 3,170,000 | 4,244,000 |
| Provision for loan losses | 0 | 86,000 | 175,000 | 630,000 |
| Pretax income | 546,000 | 1,122,000 | 1,692,000 | 2,154,000 |
| Income tax | 122,000 | 265,000 | 399,000 | 480,000 |
| Net income | 424,000 | 857,000 | 1,293,000 | 1,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,411,000 | 14,607,000 | 15,044,000 | 15,115,000 |
| Total capital | 15,488,000 | 15,607,000 | 16,094,000 | 16,315,000 |
| Risk-weighted assets | 93,091,000 | 93,616,000 | 97,830,000 | 100,098,000 |