Call reports 2025
TRI COUNTIES BANK — 2025
What TRI COUNTIES BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 9,815,501,000 | 9,922,103,000 | 9,874,826,000 | 9,820,725,000 |
| Total loans | 6,822,802,000 | 6,960,570,000 | 7,009,609,000 | 7,113,782,000 |
| Allowance for loan losses | 128,423,000 | 124,455,000 | 124,571,000 | 125,762,000 |
| Securities available for sale | 1,852,350,000 | 1,815,376,000 | 1,740,756,000 | 1,731,931,000 |
| Securities held to maturity | 106,868,000 | 101,672,000 | 95,446,000 | 90,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,211,270,000 | 8,384,591,000 | 8,339,803,000 | 8,270,252,000 |
| Interest-bearing deposits | 5,666,224,000 | 5,816,020,000 | 5,790,156,000 | 5,669,869,000 |
| Noninterest-bearing deposits | 2,545,046,000 | 2,568,571,000 | 2,549,647,000 | 2,600,383,000 |
| Equity capital | 1,347,509,000 | 1,358,229,000 | 1,336,847,000 | 1,362,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 114,078,000 | 230,438,000 | 350,425,000 | 470,573,000 |
| Interest expense | 29,834,000 | 57,965,000 | 87,168,000 | 114,371,000 |
| Net interest income | 84,244,000 | 172,473,000 | 263,257,000 | 356,202,000 |
| Noninterest income | 17,098,000 | 34,172,000 | 51,753,000 | 68,627,000 |
| Noninterest expense | 59,217,000 | 119,963,000 | 180,119,000 | 239,418,000 |
| Provision for loan losses | 2,663,000 | 7,188,000 | 7,918,000 | 10,318,000 |
| Pretax income | 37,290,000 | 77,194,000 | 122,634,000 | 170,185,000 |
| Income tax | 9,527,000 | 20,416,000 | 32,561,000 | 45,791,000 |
| Net income | 27,763,000 | 56,778,000 | 90,073,000 | 124,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,165,564,000 | 1,167,759,000 | 1,130,460,000 | 1,145,890,000 |
| Total capital | 1,266,587,000 | 1,270,480,000 | 1,233,469,000 | 1,250,620,000 |
| Risk-weighted assets | 8,047,356,000 | 8,188,732,000 | 8,211,998,000 | 8,349,601,000 |