Call reports 2023
TRI COUNTIES BANK — 2023
What TRI COUNTIES BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 9,839,751,000 | 9,850,805,000 | 9,894,277,000 | 9,907,411,000 |
| Total loans | 6,422,646,000 | 6,521,797,000 | 6,709,310,000 | 6,794,928,000 |
| Allowance for loan losses | 108,407,000 | 117,329,000 | 115,812,000 | 121,522,000 |
| Securities available for sale | 2,405,812,000 | 2,320,413,000 | 2,174,337,000 | 2,152,504,000 |
| Securities held to maturity | 152,067,000 | 145,117,000 | 139,058,000 | 133,494,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,032,525,000 | 8,100,883,000 | 8,015,231,000 | 7,839,588,000 |
| Interest-bearing deposits | 4,789,170,000 | 5,022,012,000 | 5,152,132,000 | 5,111,349,000 |
| Noninterest-bearing deposits | 3,243,355,000 | 3,078,871,000 | 2,863,099,000 | 2,728,239,000 |
| Equity capital | 1,182,820,000 | 1,186,591,000 | 1,164,091,000 | 1,253,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 102,907,000 | 210,064,000 | 322,444,000 | 438,354,000 |
| Interest expense | 7,953,000 | 24,814,000 | 47,299,000 | 74,799,000 |
| Net interest income | 94,954,000 | 185,250,000 | 275,145,000 | 363,555,000 |
| Noninterest income | 13,756,000 | 29,523,000 | 45,734,000 | 61,758,000 |
| Noninterest expense | 53,585,000 | 114,426,000 | 172,214,000 | 232,196,000 |
| Provision for loan losses | 4,315,000 | 13,295,000 | 16,415,000 | 22,455,000 |
| Pretax income | 50,808,000 | 86,338,000 | 130,420,000 | 168,879,000 |
| Income tax | 13,689,000 | 22,861,000 | 34,939,000 | 45,872,000 |
| Net income | 37,119,000 | 63,477,000 | 95,481,000 | 123,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,029,875,000 | 1,047,217,000 | 1,070,347,000 | 1,088,717,000 |
| Total capital | 1,127,852,000 | 1,147,002,000 | 1,172,064,000 | 1,190,542,000 |
| Risk-weighted assets | 7,823,523,000 | 7,960,411,000 | 8,117,383,000 | 8,120,460,000 |