Call reports 2020
TRI COUNTIES BANK — 2020
What TRI COUNTIES BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 6,469,552,000 | 7,358,310,000 | 7,447,929,000 | 7,629,234,000 |
| Total loans | 4,381,757,000 | 4,809,758,000 | 4,832,907,000 | 4,769,395,000 |
| Allowance for loan losses | 57,911,000 | 79,739,000 | 87,575,000 | 91,847,000 |
| Securities available for sale | 1,001,999,000 | 996,280,000 | 1,142,957,000 | 1,414,264,000 |
| Securities held to maturity | 359,770,000 | 337,165,000 | 310,696,000 | 284,563,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,408,096,000 | 6,253,218,000 | 6,345,298,000 | 6,510,754,000 |
| Interest-bearing deposits | 3,518,914,000 | 3,760,668,000 | 3,822,769,000 | 3,924,417,000 |
| Noninterest-bearing deposits | 1,889,182,000 | 2,492,550,000 | 2,522,529,000 | 2,586,337,000 |
| Equity capital | 915,156,000 | 936,788,000 | 953,539,000 | 967,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 66,517,000 | 133,665,000 | 199,102,000 | 267,183,000 |
| Interest expense | 2,556,000 | 4,373,000 | 5,789,000 | 6,902,000 |
| Net interest income | 63,961,000 | 129,292,000 | 193,313,000 | 260,281,000 |
| Noninterest income | 11,814,000 | 23,448,000 | 38,555,000 | 55,290,000 |
| Noninterest expense | 44,633,000 | 90,087,000 | 136,331,000 | 181,992,000 |
| Provision for loan losses | 8,000,000 | 30,089,000 | 37,963,000 | 42,813,000 |
| Pretax income | 23,189,000 | 32,636,000 | 57,653,000 | 90,837,000 |
| Income tax | 6,367,000 | 7,732,000 | 14,587,000 | 23,567,000 |
| Net income | 16,822,000 | 24,904,000 | 43,066,000 | 67,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 695,137,000 | 692,448,000 | 705,673,000 | 714,811,000 |
| Total capital | 755,893,000 | 755,481,000 | 769,528,000 | 780,320,000 |
| Risk-weighted assets | 5,042,048,000 | 5,022,940,000 | 5,081,664,000 | 5,211,013,000 |