Call reports 2019
TRI COUNTIES BANK — 2019
What TRI COUNTIES BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 6,470,091,000 | 6,393,423,000 | 6,383,135,000 | 6,469,416,000 |
| Total loans | 4,039,741,000 | 4,109,562,000 | 4,189,952,000 | 4,312,631,000 |
| Allowance for loan losses | 32,064,000 | 32,868,000 | 31,537,000 | 30,616,000 |
| Securities available for sale | 1,113,516,000 | 1,133,994,000 | 984,080,000 | 950,138,000 |
| Securities held to maturity | 431,016,000 | 412,524,000 | 393,449,000 | 375,606,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,433,894,000 | 5,347,670,000 | 5,300,507,000 | 5,372,002,000 |
| Interest-bearing deposits | 3,668,076,000 | 3,560,899,000 | 3,515,212,000 | 3,533,595,000 |
| Noninterest-bearing deposits | 1,765,818,000 | 1,786,771,000 | 1,785,295,000 | 1,838,407,000 |
| Equity capital | 905,656,000 | 926,419,000 | 947,603,000 | 957,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 67,457,000 | 135,637,000 | 204,526,000 | 272,444,000 |
| Interest expense | 2,732,000 | 5,768,000 | 9,152,000 | 12,103,000 |
| Net interest income | 64,725,000 | 129,869,000 | 195,374,000 | 260,341,000 |
| Noninterest income | 11,827,000 | 25,364,000 | 39,284,000 | 53,481,000 |
| Noninterest expense | 45,248,000 | 91,807,000 | 137,907,000 | 184,737,000 |
| Provision for loan losses | -1,600,000 | -1,063,000 | -1,392,000 | -1,690,000 |
| Pretax income | 32,940,000 | 64,567,000 | 98,350,000 | 130,971,000 |
| Income tax | 9,426,000 | 17,201,000 | 26,883,000 | 35,976,000 |
| Net income | 23,514,000 | 47,366,000 | 71,467,000 | 94,995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 662,695,000 | 678,160,000 | 697,178,000 | 715,269,000 |
| Total capital | 697,549,000 | 714,018,000 | 731,359,000 | 748,660,000 |
| Risk-weighted assets | 4,754,243,000 | 4,813,196,000 | 4,830,017,000 | 4,997,700,000 |