Call reports 2018
TRI COUNTIES BANK — 2018
What TRI COUNTIES BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 4,778,200,000 | 4,861,411,000 | 6,317,124,000 | 6,350,719,000 |
| Total loans | 3,071,883,000 | 3,149,914,000 | 4,031,260,000 | 4,025,701,000 |
| Allowance for loan losses | 29,973,000 | 29,524,000 | 31,603,000 | 32,582,000 |
| Securities available for sale | 735,895,000 | 754,207,000 | 1,055,960,000 | 1,115,036,000 |
| Securities held to maturity | 496,036,000 | 477,745,000 | 459,897,000 | 444,936,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,087,920,000 | 4,080,291,000 | 5,099,792,000 | 5,368,839,000 |
| Interest-bearing deposits | 2,723,885,000 | 2,706,812,000 | 3,382,035,000 | 3,605,093,000 |
| Noninterest-bearing deposits | 1,364,035,000 | 1,373,479,000 | 1,717,757,000 | 1,763,746,000 |
| Equity capital | 557,380,000 | 565,047,000 | 851,277,000 | 880,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 47,121,000 | 95,600,000 | 160,153,000 | 228,217,000 |
| Interest expense | 1,438,000 | 3,258,000 | 6,508,000 | 9,740,000 |
| Net interest income | 45,683,000 | 92,342,000 | 153,645,000 | 218,477,000 |
| Noninterest income | 12,337,000 | 24,534,000 | 36,535,000 | 49,141,000 |
| Noninterest expense | 37,736,000 | 75,095,000 | 122,159,000 | 167,206,000 |
| Provision for loan losses | -236,000 | -873,000 | 1,777,000 | 2,583,000 |
| Pretax income | 20,473,000 | 42,584,000 | 66,359,000 | 97,972,000 |
| Income tax | 5,704,000 | 11,792,000 | 18,575,000 | 26,225,000 |
| Net income | 14,769,000 | 30,792,000 | 47,784,000 | 71,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 503,057,000 | 514,981,000 | 624,172,000 | 645,467,000 |
| Total capital | 536,894,000 | 548,232,000 | 658,075,000 | 680,624,000 |
| Risk-weighted assets | 3,881,121,000 | 3,957,661,000 | 4,777,557,000 | 4,736,243,000 |