Call reports 2017
TRI COUNTIES BANK — 2017
What TRI COUNTIES BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 4,526,216,000 | 4,518,209,000 | 4,654,705,000 | 4,759,594,000 |
| Total loans | 2,762,368,000 | 2,828,930,000 | 2,934,346,000 | 3,019,781,000 |
| Allowance for loan losses | 31,017,000 | 28,143,000 | 28,747,000 | 30,323,000 |
| Securities available for sale | 571,719,000 | 672,569,000 | 678,236,000 | 730,883,000 |
| Securities held to maturity | 580,137,000 | 559,518,000 | 536,567,000 | 514,844,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,901,724,000 | 3,881,355,000 | 3,930,734,000 | 4,013,055,000 |
| Interest-bearing deposits | 2,643,921,000 | 2,616,446,000 | 2,642,688,000 | 2,640,184,000 |
| Noninterest-bearing deposits | 1,257,803,000 | 1,264,909,000 | 1,288,046,000 | 1,372,871,000 |
| Equity capital | 539,273,000 | 551,478,000 | 558,986,000 | 557,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 43,484,000 | 88,528,000 | 134,441,000 | 181,402,000 |
| Interest expense | 896,000 | 1,883,000 | 3,060,000 | 4,264,000 |
| Net interest income | 42,588,000 | 86,645,000 | 131,381,000 | 177,138,000 |
| Noninterest income | 11,703,000 | 24,613,000 | 36,582,000 | 49,061,000 |
| Noninterest expense | 35,663,000 | 71,349,000 | 108,362,000 | 146,109,000 |
| Provision for loan losses | -1,557,000 | -2,353,000 | -1,588,000 | 89,000 |
| Pretax income | 20,185,000 | 42,262,000 | 62,150,000 | 80,962,000 |
| Income tax | 7,669,000 | 15,670,000 | 23,162,000 | 38,367,000 |
| Net income | 12,516,000 | 26,592,000 | 38,988,000 | 42,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 473,484,000 | 483,089,000 | 490,982,000 | 491,897,000 |
| Total capital | 507,235,000 | 513,831,000 | 522,718,000 | 525,384,000 |
| Risk-weighted assets | 3,430,009,000 | 3,526,489,000 | 3,642,781,000 | 3,757,132,000 |