Call reports 2016
TRI COUNTIES BANK — 2016
What TRI COUNTIES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 4,393,254,000 | 4,350,767,000 | 4,465,405,000 | 4,516,257,000 |
| Total loans | 2,543,787,000 | 2,656,534,000 | 2,720,003,000 | 2,762,591,000 |
| Allowance for loan losses | 36,388,000 | 35,509,000 | 33,484,000 | 32,503,000 |
| Securities available for sale | 477,454,000 | 529,017,000 | 510,209,000 | 550,233,000 |
| Securities held to maturity | 705,133,000 | 674,412,000 | 641,149,000 | 602,536,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,787,726,000 | 3,743,863,000 | 3,838,780,000 | 3,898,361,000 |
| Interest-bearing deposits | 2,607,039,000 | 2,559,694,000 | 2,614,509,000 | 2,619,904,000 |
| Noninterest-bearing deposits | 1,180,687,000 | 1,184,169,000 | 1,224,271,000 | 1,278,457,000 |
| Equity capital | 515,938,000 | 526,616,000 | 534,399,000 | 529,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 42,794,000 | 85,384,000 | 129,092,000 | 173,708,000 |
| Interest expense | 857,000 | 1,741,000 | 2,618,000 | 3,492,000 |
| Net interest income | 41,937,000 | 83,643,000 | 126,474,000 | 170,216,000 |
| Noninterest income | 9,790,000 | 21,035,000 | 32,101,000 | 44,563,000 |
| Noninterest expense | 33,602,000 | 71,628,000 | 108,885,000 | 145,272,000 |
| Provision for loan losses | 209,000 | -564,000 | -4,537,000 | -5,970,000 |
| Pretax income | 17,916,000 | 33,614,000 | 54,227,000 | 75,477,000 |
| Income tax | 6,846,000 | 12,682,000 | 20,677,000 | 28,955,000 |
| Net income | 11,070,000 | 20,932,000 | 33,550,000 | 46,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 439,527,000 | 446,120,000 | 455,239,000 | 463,756,000 |
| Total capital | 478,390,000 | 484,512,000 | 491,631,000 | 498,978,000 |
| Risk-weighted assets | 3,176,371,000 | 3,301,112,000 | 3,367,650,000 | 3,434,066,000 |