Call reports 2015
TRI COUNTIES BANK — 2015
What TRI COUNTIES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,894,121,000 | 3,892,096,000 | 4,019,882,000 | 4,219,008,000 |
| Total loans | 2,326,296,000 | 2,398,394,000 | 2,474,718,000 | 2,524,810,000 |
| Allowance for loan losses | 36,055,000 | 35,455,000 | 36,518,000 | 36,011,000 |
| Securities available for sale | 225,126,000 | 284,430,000 | 329,361,000 | 404,885,000 |
| Securities held to maturity | 802,482,000 | 776,283,000 | 751,051,000 | 726,530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,351,532,000 | 3,344,120,000 | 3,460,040,000 | 3,633,830,000 |
| Interest-bearing deposits | 2,315,476,000 | 2,281,033,000 | 2,357,266,000 | 2,475,570,000 |
| Noninterest-bearing deposits | 1,036,056,000 | 1,063,087,000 | 1,102,774,000 | 1,158,260,000 |
| Equity capital | 477,844,000 | 483,797,000 | 496,336,000 | 504,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 37,725,000 | 77,592,000 | 118,924,000 | 161,414,000 |
| Interest expense | 900,000 | 1,755,000 | 2,594,000 | 3,439,000 |
| Net interest income | 36,825,000 | 75,837,000 | 116,330,000 | 157,975,000 |
| Noninterest income | 10,180,000 | 22,259,000 | 33,902,000 | 45,347,000 |
| Noninterest expense | 32,129,000 | 64,301,000 | 95,539,000 | 130,027,000 |
| Provision for loan losses | 197,000 | -436,000 | -1,302,000 | -2,210,000 |
| Pretax income | 14,679,000 | 34,231,000 | 55,995,000 | 75,505,000 |
| Income tax | 5,975,000 | 13,724,000 | 22,387,000 | 30,070,000 |
| Net income | 8,704,000 | 20,507,000 | 33,608,000 | 45,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 406,142,000 | 414,854,000 | 425,081,000 | 434,841,000 |
| Total capital | 442,590,000 | 452,314,000 | 463,445,000 | 473,327,000 |
| Risk-weighted assets | 2,914,222,000 | 2,996,656,000 | 3,064,273,000 | 3,142,719,000 |