Call reports 2014
TRI COUNTIES BANK — 2014
What TRI COUNTIES BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,753,946,000 | 2,723,243,000 | 2,793,478,000 | 3,914,555,000 |
| Total loans | 1,688,171,000 | 1,740,257,000 | 1,768,595,000 | 2,286,102,000 |
| Allowance for loan losses | 38,322,000 | 39,968,000 | 37,920,000 | 36,585,000 |
| Securities available for sale | 97,269,000 | 91,514,000 | 84,962,000 | 83,205,000 |
| Securities held to maturity | 344,523,000 | 422,502,000 | 443,509,000 | 676,426,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,413,503,000 | 2,387,609,000 | 2,439,379,000 | 3,382,653,000 |
| Interest-bearing deposits | 1,682,628,000 | 1,664,452,000 | 1,674,904,000 | 2,296,524,000 |
| Noninterest-bearing deposits | 730,875,000 | 723,157,000 | 764,475,000 | 1,086,129,000 |
| Equity capital | 294,849,000 | 298,910,000 | 305,543,000 | 470,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 27,159,000 | 55,577,000 | 84,708,000 | 121,116,000 |
| Interest expense | 783,000 | 1,552,000 | 2,324,000 | 3,278,000 |
| Net interest income | 26,376,000 | 54,025,000 | 82,384,000 | 117,838,000 |
| Noninterest income | 8,294,000 | 16,172,000 | 24,761,000 | 34,515,000 |
| Noninterest expense | 22,993,000 | 47,643,000 | 72,300,000 | 107,660,000 |
| Provision for loan losses | -1,355,000 | 353,000 | -2,624,000 | -4,045,000 |
| Pretax income | 13,032,000 | 22,201,000 | 37,469,000 | 48,738,000 |
| Income tax | 5,303,000 | 9,022,000 | 15,251,000 | 19,748,000 |
| Net income | 7,729,000 | 13,179,000 | 22,218,000 | 28,990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 276,086,000 | 279,833,000 | 286,903,000 | 398,325,000 |
| Total capital | 301,887,000 | 306,334,000 | 313,725,000 | 433,286,000 |
| Risk-weighted assets | 2,049,335,000 | 2,104,572,000 | 2,132,466,000 | 2,793,119,000 |