Call reports 2013
TRI COUNTIES BANK — 2013
What TRI COUNTIES BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,611,195,000 | 2,586,693,000 | 2,630,868,000 | 2,742,786,000 |
| Total loans | 1,540,293,000 | 1,658,623,000 | 1,660,298,000 | 1,674,277,000 |
| Allowance for loan losses | 39,867,000 | 39,599,000 | 39,340,000 | 38,245,000 |
| Securities available for sale | 144,454,000 | 127,519,000 | 115,215,000 | 104,647,000 |
| Securities held to maturity | 0 | 85,642,000 | 193,262,000 | 240,504,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,288,047,000 | 2,268,799,000 | 2,295,800,000 | 2,413,003,000 |
| Interest-bearing deposits | 1,646,130,000 | 1,621,241,000 | 1,637,045,000 | 1,621,025,000 |
| Noninterest-bearing deposits | 641,917,000 | 647,558,000 | 658,755,000 | 791,978,000 |
| Equity capital | 273,794,000 | 277,491,000 | 283,228,000 | 288,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 25,806,000 | 51,561,000 | 79,098,000 | 106,560,000 |
| Interest expense | 927,000 | 1,781,000 | 2,637,000 | 3,449,000 |
| Net interest income | 24,879,000 | 49,780,000 | 76,461,000 | 103,111,000 |
| Noninterest income | 10,219,000 | 20,349,000 | 29,476,000 | 36,829,000 |
| Noninterest expense | 21,455,000 | 44,734,000 | 68,158,000 | 92,742,000 |
| Provision for loan losses | -1,108,000 | -494,000 | -887,000 | -715,000 |
| Pretax income | 14,751,000 | 25,889,000 | 38,666,000 | 47,913,000 |
| Income tax | 6,009,000 | 10,508,000 | 15,631,000 | 19,292,000 |
| Net income | 8,742,000 | 15,381,000 | 23,035,000 | 28,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 255,199,000 | 260,378,000 | 266,036,000 | 269,870,000 |
| Total capital | 278,540,000 | 284,934,000 | 290,852,000 | 295,212,000 |
| Risk-weighted assets | 1,847,593,000 | 1,946,213,000 | 1,967,904,000 | 2,012,016,000 |