Call reports 2012
TRI COUNTIES BANK — 2012
What TRI COUNTIES BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,531,670,000 | 2,524,380,000 | 2,514,243,000 | 2,608,031,000 |
| Total loans | 1,516,954,000 | 1,557,803,000 | 1,590,584,000 | 1,576,876,000 |
| Allowance for loan losses | 45,452,000 | 45,849,000 | 44,146,000 | 42,648,000 |
| Securities available for sale | 212,157,000 | 202,849,000 | 183,432,000 | 163,027,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,170,374,000 | 2,168,511,000 | 2,204,217,000 | 2,292,213,000 |
| Interest-bearing deposits | 1,605,603,000 | 1,587,768,000 | 1,609,110,000 | 1,604,869,000 |
| Noninterest-bearing deposits | 564,771,000 | 580,743,000 | 595,107,000 | 687,344,000 |
| Equity capital | 258,697,000 | 260,774,000 | 264,900,000 | 267,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 27,164,000 | 55,108,000 | 82,573,000 | 108,716,000 |
| Interest expense | 1,790,000 | 3,468,000 | 4,969,000 | 6,019,000 |
| Net interest income | 25,374,000 | 51,640,000 | 77,604,000 | 102,697,000 |
| Noninterest income | 8,265,000 | 18,842,000 | 27,969,000 | 37,980,000 |
| Noninterest expense | 22,784,000 | 46,968,000 | 72,427,000 | 97,329,000 |
| Provision for loan losses | 3,996,000 | 7,367,000 | 7,899,000 | 9,423,000 |
| Pretax income | 6,859,000 | 16,147,000 | 25,247,000 | 33,925,000 |
| Income tax | 2,652,000 | 6,320,000 | 10,131,000 | 13,771,000 |
| Net income | 4,207,000 | 9,827,000 | 15,116,000 | 20,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 237,793,000 | 240,045,000 | 244,153,000 | 247,892,000 |
| Total capital | 260,954,000 | 263,587,000 | 267,952,000 | 271,723,000 |
| Risk-weighted assets | 1,828,048,000 | 1,858,436,000 | 1,881,012,000 | 1,884,049,000 |