Call reports 2011
TRI COUNTIES BANK — 2011
What TRI COUNTIES BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,194,500,000 | 2,174,946,000 | 2,487,229,000 | 2,554,359,000 |
| Total loans | 1,390,494,000 | 1,400,441,000 | 1,586,499,000 | 1,561,250,000 |
| Allowance for loan losses | 43,224,000 | 43,962,000 | 45,300,000 | 45,914,000 |
| Securities available for sale | 279,825,000 | 264,992,000 | 257,300,000 | 229,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,860,525,000 | 1,837,667,000 | 2,121,111,000 | 2,191,241,000 |
| Interest-bearing deposits | 1,432,796,000 | 1,417,340,000 | 1,650,594,000 | 1,649,260,000 |
| Noninterest-bearing deposits | 427,729,000 | 420,327,000 | 470,517,000 | 541,981,000 |
| Equity capital | 241,457,000 | 244,238,000 | 250,197,000 | 256,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 24,434,000 | 48,901,000 | 73,373,000 | 102,982,000 |
| Interest expense | 2,420,000 | 4,823,000 | 6,975,000 | 8,979,000 |
| Net interest income | 22,014,000 | 44,078,000 | 66,398,000 | 94,003,000 |
| Noninterest income | 9,350,000 | 17,601,000 | 32,324,000 | 42,813,000 |
| Noninterest expense | 19,523,000 | 39,444,000 | 60,178,000 | 82,133,000 |
| Provision for loan losses | 7,001,000 | 12,562,000 | 17,631,000 | 23,060,000 |
| Pretax income | 4,840,000 | 9,673,000 | 20,913,000 | 31,623,000 |
| Income tax | 1,776,000 | 3,557,000 | 8,065,000 | 11,968,000 |
| Net income | 3,064,000 | 6,116,000 | 12,848,000 | 19,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 223,876,000 | 225,118,000 | 229,433,000 | 234,919,000 |
| Total capital | 245,434,000 | 246,667,000 | 253,279,000 | 258,425,000 |
| Risk-weighted assets | 1,700,253,000 | 1,698,841,000 | 1,883,615,000 | 1,855,362,000 |