Call reports 2009
TRI COUNTIES BANK — 2009
What TRI COUNTIES BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,076,861,000 | 2,086,602,000 | 2,094,428,000 | 2,169,282,000 |
| Total loans | 1,566,956,000 | 1,552,235,000 | 1,531,212,000 | 1,500,211,000 |
| Allowance for loan losses | 32,774,000 | 33,624,000 | 34,551,000 | 35,473,000 |
| Securities available for sale | 279,122,000 | 252,104,000 | 230,962,000 | 211,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,727,044,000 | 1,737,978,000 | 1,752,546,000 | 1,829,088,000 |
| Interest-bearing deposits | 1,355,067,000 | 1,378,766,000 | 1,401,946,000 | 1,451,178,000 |
| Noninterest-bearing deposits | 371,977,000 | 359,212,000 | 350,600,000 | 377,910,000 |
| Equity capital | 240,283,000 | 239,718,000 | 241,572,000 | 240,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 28,882,000 | 57,313,000 | 85,203,000 | 112,333,000 |
| Interest expense | 5,444,000 | 10,333,000 | 14,770,000 | 19,112,000 |
| Net interest income | 23,438,000 | 46,980,000 | 70,433,000 | 93,221,000 |
| Noninterest income | 6,614,000 | 14,611,000 | 22,404,000 | 30,329,000 |
| Noninterest expense | 17,040,000 | 36,176,000 | 55,416,000 | 74,828,000 |
| Provision for loan losses | 7,800,000 | 15,650,000 | 23,650,000 | 31,450,000 |
| Pretax income | 5,212,000 | 9,765,000 | 13,771,000 | 17,272,000 |
| Income tax | 1,981,000 | 3,671,000 | 5,140,000 | 6,075,000 |
| Net income | 3,231,000 | 6,094,000 | 8,631,000 | 11,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 220,453,000 | 221,033,000 | 221,327,000 | 221,809,000 |
| Total capital | 244,725,000 | 245,009,000 | 244,765,000 | 244,947,000 |
| Risk-weighted assets | 1,930,508,000 | 1,905,288,000 | 1,860,310,000 | 1,835,074,000 |