Call reports 2008
TRI COUNTIES BANK — 2008
What TRI COUNTIES BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,998,110,000 | 1,979,250,000 | 1,975,227,000 | 2,041,951,000 |
| Total loans | 1,547,944,000 | 1,543,324,000 | 1,563,236,000 | 1,590,849,000 |
| Allowance for loan losses | 19,383,000 | 24,281,000 | 24,588,000 | 27,590,000 |
| Securities available for sale | 272,276,000 | 253,129,000 | 241,900,000 | 266,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,529,619,000 | 1,512,013,000 | 1,564,719,000 | 1,670,341,000 |
| Interest-bearing deposits | 1,169,791,000 | 1,163,717,000 | 1,229,826,000 | 1,268,023,000 |
| Noninterest-bearing deposits | 359,828,000 | 348,296,000 | 334,893,000 | 402,318,000 |
| Equity capital | 228,721,000 | 226,195,000 | 230,699,000 | 237,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 31,130,000 | 61,461,000 | 91,433,000 | 121,101,000 |
| Interest expense | 9,051,000 | 15,936,000 | 22,616,000 | 28,972,000 |
| Net interest income | 22,079,000 | 45,525,000 | 68,817,000 | 92,129,000 |
| Noninterest income | 6,847,000 | 14,128,000 | 20,920,000 | 27,095,000 |
| Noninterest expense | 17,396,000 | 35,102,000 | 51,572,000 | 68,201,000 |
| Provision for loan losses | 4,100,000 | 12,900,000 | 15,500,000 | 20,950,000 |
| Pretax income | 7,430,000 | 11,651,000 | 22,665,000 | 30,073,000 |
| Income tax | 2,868,000 | 4,394,000 | 8,771,000 | 11,468,000 |
| Net income | 4,562,000 | 7,257,000 | 13,894,000 | 18,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,731,000 | 212,303,000 | 216,452,000 | 218,948,000 |
| Total capital | 234,029,000 | 236,500,000 | 240,837,000 | 243,557,000 |
| Risk-weighted assets | 1,950,635,000 | 1,932,182,000 | 1,947,224,000 | 1,963,183,000 |