Call reports 2007
TRI COUNTIES BANK — 2007
What TRI COUNTIES BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,864,897,000 | 1,885,598,000 | 1,952,099,000 | 1,979,194,000 |
| Total loans | 1,495,613,000 | 1,507,628,000 | 1,535,078,000 | 1,551,966,000 |
| Allowance for loan losses | 16,894,000 | 16,999,000 | 17,140,000 | 17,331,000 |
| Securities available for sale | 188,478,000 | 175,891,000 | 239,242,000 | 232,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,538,013,000 | 1,512,099,000 | 1,533,494,000 | 1,546,628,000 |
| Interest-bearing deposits | 1,172,448,000 | 1,144,558,000 | 1,186,675,000 | 1,166,543,000 |
| Noninterest-bearing deposits | 365,565,000 | 367,541,000 | 346,819,000 | 380,085,000 |
| Equity capital | 213,256,000 | 217,836,000 | 221,851,000 | 227,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 30,661,000 | 62,647,000 | 95,088,000 | 127,268,000 |
| Interest expense | 8,400,000 | 17,469,000 | 27,238,000 | 37,286,000 |
| Net interest income | 22,261,000 | 45,178,000 | 67,850,000 | 89,982,000 |
| Noninterest income | 6,595,000 | 13,619,000 | 20,462,000 | 27,571,000 |
| Noninterest expense | 16,776,000 | 33,999,000 | 50,596,000 | 68,204,000 |
| Provision for loan losses | 482,000 | 982,000 | 1,682,000 | 3,032,000 |
| Pretax income | 11,598,000 | 23,816,000 | 36,034,000 | 46,317,000 |
| Income tax | 4,578,000 | 9,439,000 | 14,295,000 | 18,321,000 |
| Net income | 7,020,000 | 14,377,000 | 21,739,000 | 27,996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 199,771,000 | 205,256,000 | 208,243,000 | 212,394,000 |
| Total capital | 218,631,000 | 224,295,000 | 227,423,000 | 231,815,000 |
| Risk-weighted assets | 1,868,064,000 | 1,913,005,000 | 1,956,282,000 | 1,954,838,000 |