Call reports 2002
TRI COUNTIES BANK — 2002
What TRI COUNTIES BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 998,008,000 | 1,028,239,000 | 1,072,208,000 | 1,143,199,000 |
| Total loans | 637,208,000 | 671,800,000 | 683,554,000 | 687,522,000 |
| Allowance for loan losses | 13,337,000 | 12,967,000 | 13,692,000 | 13,686,000 |
| Securities available for sale | 218,353,000 | 230,248,000 | 264,568,000 | 333,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 873,434,000 | 898,007,000 | 938,047,000 | 1,005,476,000 |
| Interest-bearing deposits | 701,185,000 | 709,365,000 | 735,000,000 | 772,738,000 |
| Noninterest-bearing deposits | 172,249,000 | 188,642,000 | 203,047,000 | 232,738,000 |
| Equity capital | 86,629,000 | 91,057,000 | 94,264,000 | 96,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 15,953,000 | 32,024,000 | 48,455,000 | 64,678,000 |
| Interest expense | 3,263,000 | 6,442,000 | 9,669,000 | 12,913,000 |
| Net interest income | 12,690,000 | 25,582,000 | 38,786,000 | 51,765,000 |
| Noninterest income | 3,826,000 | 7,769,000 | 13,182,000 | 19,179,000 |
| Noninterest expense | 10,328,000 | 21,192,000 | 33,266,000 | 45,600,000 |
| Provision for loan losses | 800,000 | 1,300,000 | 1,957,000 | 2,755,000 |
| Pretax income | 5,388,000 | 10,859,000 | 16,745,000 | 22,589,000 |
| Income tax | 2,020,000 | 4,069,000 | 6,271,000 | 8,288,000 |
| Net income | 3,368,000 | 6,790,000 | 10,474,000 | 14,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,431,000 | 84,065,000 | 86,540,000 | 89,335,000 |
| Total capital | 91,064,000 | 94,099,000 | 96,990,000 | 100,046,000 |
| Risk-weighted assets | 766,975,000 | 799,165,000 | 832,107,000 | 853,241,000 |