Call reports 2001
TRI COUNTIES BANK — 2001
What TRI COUNTIES BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 978,087,000 | 978,561,000 | 994,286,000 | 1,003,546,000 |
| Total loans | 623,995,000 | 662,758,000 | 668,157,000 | 658,732,000 |
| Allowance for loan losses | 11,341,000 | 11,920,000 | 12,437,000 | 13,058,000 |
| Securities available for sale | 192,230,000 | 180,961,000 | 206,662,000 | 220,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 845,514,000 | 844,969,000 | 859,772,000 | 880,634,000 |
| Interest-bearing deposits | 686,296,000 | 678,165,000 | 681,510,000 | 690,008,000 |
| Noninterest-bearing deposits | 159,218,000 | 166,804,000 | 178,262,000 | 190,626,000 |
| Equity capital | 83,784,000 | 83,772,000 | 86,224,000 | 84,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 18,757,000 | 37,466,000 | 56,074,000 | 73,355,000 |
| Interest expense | 7,195,000 | 13,518,000 | 19,130,000 | 23,486,000 |
| Net interest income | 11,562,000 | 23,948,000 | 36,944,000 | 49,869,000 |
| Noninterest income | 3,094,000 | 6,335,000 | 9,711,000 | 13,269,000 |
| Noninterest expense | 9,485,000 | 19,492,000 | 29,672,000 | 39,823,000 |
| Provision for loan losses | 1,875,000 | 2,650,000 | 3,250,000 | 4,400,000 |
| Pretax income | 5,052,000 | 9,897,000 | 15,524,000 | 20,706,000 |
| Income tax | 1,908,000 | 3,756,000 | 5,942,000 | 7,721,000 |
| Net income | 3,144,000 | 6,141,000 | 9,582,000 | 12,985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,341,000 | 78,224,000 | 79,469,000 | 79,454,000 |
| Total capital | 87,532,000 | 87,787,000 | 89,253,000 | 89,253,000 |
| Risk-weighted assets | 733,112,000 | 762,691,000 | 780,084,000 | 780,676,000 |