Call reports 2025
FIRST FARMERS NATIONAL BANK OF WAURIKA, THE — 2025
What FIRST FARMERS NATIONAL BANK OF WAURIKA, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 55,041,000 | 52,841,000 | 54,759,000 | 57,227,000 |
| Total loans | 23,662,000 | 16,374,000 | 16,982,000 | 23,266,000 |
| Allowance for loan losses | 1,029,000 | 1,037,000 | 1,037,000 | 1,044,000 |
| Securities available for sale | 26,859,000 | 27,755,000 | 29,308,000 | 28,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,225,000 | 45,321,000 | 46,461,000 | 48,839,000 |
| Interest-bearing deposits | 35,940,000 | 35,999,000 | 37,157,000 | 38,852,000 |
| Noninterest-bearing deposits | 10,285,000 | 9,322,000 | 9,304,000 | 9,987,000 |
| Equity capital | 7,492,000 | 7,372,000 | 8,142,000 | 8,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 685,000 | 1,327,000 | 1,962,000 | 2,618,000 |
| Interest expense | 233,000 | 464,000 | 686,000 | 906,000 |
| Net interest income | 452,000 | 863,000 | 1,276,000 | 1,712,000 |
| Noninterest income | 13,000 | 25,000 | 36,000 | 50,000 |
| Noninterest expense | 268,000 | 516,000 | 771,000 | 1,155,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 197,000 | 372,000 | 541,000 | 607,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 197,000 | 372,000 | 541,000 | 607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,150,000 | 11,163,000 | 11,332,000 | 11,398,000 |