Call reports 2019
FIRST FARMERS NATIONAL BANK OF WAURIKA, THE — 2019
What FIRST FARMERS NATIONAL BANK OF WAURIKA, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 46,935,000 | 44,787,000 | 44,130,000 | 47,407,000 |
| Total loans | 19,831,000 | 17,759,000 | 17,413,000 | 19,706,000 |
| Allowance for loan losses | 994,000 | 998,000 | 1,015,000 | 1,015,000 |
| Securities available for sale | 23,441,000 | 24,331,000 | 23,099,000 | 21,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,903,000 | 35,151,000 | 34,254,000 | 37,611,000 |
| Interest-bearing deposits | 27,768,000 | 27,539,000 | 26,554,000 | 29,650,000 |
| Noninterest-bearing deposits | 9,135,000 | 7,612,000 | 7,700,000 | 7,961,000 |
| Equity capital | 8,997,000 | 9,591,000 | 9,830,000 | 9,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 507,000 | 1,031,000 | 1,523,000 | 2,026,000 |
| Interest expense | 79,000 | 169,000 | 250,000 | 324,000 |
| Net interest income | 428,000 | 862,000 | 1,273,000 | 1,702,000 |
| Noninterest income | 17,000 | 37,000 | 58,000 | 77,000 |
| Noninterest expense | 279,000 | 525,000 | 790,000 | 1,167,000 |
| Provision for loan losses | 0 | 0 | 0 | 19,000 |
| Pretax income | 166,000 | 369,000 | 533,000 | 588,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 166,000 | 369,000 | 533,000 | 588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,195,000 | 9,398,000 | 9,488,000 | 9,542,000 |
| Total capital | 9,481,000 | 9,669,000 | 9,755,000 | 9,837,000 |
| Risk-weighted assets | 22,187,000 | 20,975,000 | 20,645,000 | 22,860,000 |