Call reports 2015
FIRST FARMERS NATIONAL BANK OF WAURIKA, THE — 2015
What FIRST FARMERS NATIONAL BANK OF WAURIKA, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 50,269,000 | 47,775,000 | 45,707,000 | 46,696,000 |
| Total loans | 19,335,000 | 15,408,000 | 16,463,000 | 19,349,000 |
| Allowance for loan losses | 1,050,000 | 1,049,000 | 1,049,000 | 1,037,000 |
| Securities available for sale | 28,051,000 | 30,995,000 | 26,028,000 | 24,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,652,000 | 37,135,000 | 36,544,000 | 37,229,000 |
| Interest-bearing deposits | 31,376,000 | 30,123,000 | 29,007,000 | 30,236,000 |
| Noninterest-bearing deposits | 7,276,000 | 7,012,000 | 7,537,000 | 6,993,000 |
| Equity capital | 9,004,000 | 8,628,000 | 9,150,000 | 9,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 428,000 | 792,000 | 1,222,000 | 1,619,000 |
| Interest expense | 27,000 | 54,000 | 79,000 | 103,000 |
| Net interest income | 401,000 | 738,000 | 1,143,000 | 1,516,000 |
| Noninterest income | 28,000 | 56,000 | 88,000 | 118,000 |
| Noninterest expense | 269,000 | 539,000 | 794,000 | 1,183,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 219,000 | 326,000 | 501,000 | 518,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 219,000 | 326,000 | 501,000 | 518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,711,000 | 8,760,000 | 8,935,000 | 8,952,000 |
| Total capital | 8,973,000 | 8,985,000 | 9,168,000 | 9,205,000 |
| Risk-weighted assets | 20,223,000 | 17,156,000 | 17,832,000 | 19,464,000 |