Call reports 2013
FIRST FARMERS NATIONAL BANK OF WAURIKA, THE — 2013
What FIRST FARMERS NATIONAL BANK OF WAURIKA, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 46,656,000 | 44,523,000 | 44,805,000 | 45,674,000 |
| Total loans | 20,568,000 | 15,361,000 | 15,171,000 | 18,513,000 |
| Allowance for loan losses | 1,084,000 | 1,086,000 | 1,085,000 | 1,085,000 |
| Securities available for sale | 23,682,000 | 26,368,000 | 27,860,000 | 25,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,629,000 | 36,371,000 | 37,108,000 | 38,158,000 |
| Interest-bearing deposits | 30,272,000 | 30,553,000 | 31,336,000 | 31,925,000 |
| Noninterest-bearing deposits | 6,357,000 | 5,818,000 | 5,772,000 | 6,233,000 |
| Equity capital | 8,995,000 | 8,123,000 | 7,673,000 | 7,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 483,000 | 869,000 | 1,313,000 | 1,728,000 |
| Interest expense | 41,000 | 78,000 | 113,000 | 147,000 |
| Net interest income | 442,000 | 791,000 | 1,200,000 | 1,581,000 |
| Noninterest income | 26,000 | 55,000 | 87,000 | 112,000 |
| Noninterest expense | 292,000 | 545,000 | 812,000 | 1,186,000 |
| Provision for loan losses | -1,000 | -1,000 | 1,000 | 23,000 |
| Pretax income | 177,000 | 305,000 | 466,000 | 491,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 177,000 | 305,000 | 466,000 | 491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,355,000 | 8,483,000 | 8,542,000 | 8,567,000 |
| Total capital | 8,613,000 | 8,708,000 | 8,759,000 | 8,801,000 |
| Risk-weighted assets | 19,785,000 | 17,289,000 | 16,462,000 | 17,825,000 |