Call reports 2009
FIRST FARMERS NATIONAL BANK OF WAURIKA, THE — 2009
What FIRST FARMERS NATIONAL BANK OF WAURIKA, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 44,978,000 | 42,198,000 | 40,084,000 | 43,210,000 |
| Total loans | 19,623,000 | 17,559,000 | 15,354,000 | 19,380,000 |
| Allowance for loan losses | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Securities available for sale | 22,563,000 | 21,441,000 | 21,634,000 | 21,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,769,000 | 29,644,000 | 30,016,000 | 32,690,000 |
| Interest-bearing deposits | 26,680,000 | 25,738,000 | 26,052,000 | 27,247,000 |
| Noninterest-bearing deposits | 4,089,000 | 3,906,000 | 3,964,000 | 5,443,000 |
| Equity capital | 8,850,000 | 9,285,000 | 9,501,000 | 8,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 926,000 | 1,728,000 | 2,422,000 | 3,130,000 |
| Interest expense | 141,000 | 259,000 | 370,000 | 469,000 |
| Net interest income | 785,000 | 1,469,000 | 2,052,000 | 2,661,000 |
| Noninterest income | 27,000 | 58,000 | 91,000 | 120,000 |
| Noninterest expense | 276,000 | 535,000 | 807,000 | 1,421,000 |
| Provision for loan losses | 0 | 3,000 | 4,000 | 174,000 |
| Pretax income | 531,000 | 1,029,000 | 1,382,000 | 1,251,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 531,000 | 1,029,000 | 1,382,000 | 1,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,247,000 | 8,745,000 | 8,699,000 | 7,905,000 |
| Total capital | 8,489,000 | 8,963,000 | 8,896,000 | 8,132,000 |
| Risk-weighted assets | 18,586,000 | 16,695,000 | 14,933,000 | 17,420,000 |