Call reports 2005
FIRST FARMERS NATIONAL BANK OF WAURIKA, THE — 2005
What FIRST FARMERS NATIONAL BANK OF WAURIKA, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 36,395,000 | 36,753,000 | 37,495,000 | 36,431,000 |
| Total loans | 19,084,000 | 15,067,000 | 14,092,000 | 17,504,000 |
| Allowance for loan losses | 1,016,000 | 1,019,000 | 1,019,000 | 1,016,000 |
| Securities available for sale | 11,803,000 | 12,556,000 | 13,707,000 | 14,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,978,000 | 25,215,000 | 25,973,000 | 25,894,000 |
| Interest-bearing deposits | 21,514,000 | 21,716,000 | 21,881,000 | 21,891,000 |
| Noninterest-bearing deposits | 3,464,000 | 3,499,000 | 4,092,000 | 4,003,000 |
| Equity capital | 7,334,000 | 7,477,000 | 7,453,000 | 6,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 530,000 | 1,013,000 | 1,536,000 | 2,057,000 |
| Interest expense | 147,000 | 306,000 | 479,000 | 667,000 |
| Net interest income | 383,000 | 707,000 | 1,057,000 | 1,390,000 |
| Noninterest income | 23,000 | 49,000 | 75,000 | 111,000 |
| Noninterest expense | 249,000 | 477,000 | 723,000 | 1,073,000 |
| Provision for loan losses | 0 | -52,000 | -52,000 | -23,000 |
| Pretax income | 146,000 | 320,000 | 456,000 | 446,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 146,000 | 320,000 | 456,000 | 446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,475,000 | 7,550,000 | 7,587,000 | 7,337,000 |
| Total capital | 7,719,000 | 7,772,000 | 7,790,000 | 7,570,000 |
| Risk-weighted assets | 18,734,000 | 16,954,000 | 15,455,000 | 18,057,000 |